Our process consists of five steps. These are the same regardless of the nature of the engagement. They are:

1. Initial Meeting This meeting lets us get acquainted to see if we are compatible and gives us an opportunity to assess your situation to see if we can help you. If appropriate, at this meeting we discuss our fees and set a date for our next meeting. 

2. Data Gathering & Determining Objectives Our 2nd meeting is spent reviewing your relevant documents - tax returns, insurance policies, investment statements, etc.  We determine your current situation, your goals and your timetable for achieving them. We determine, what you have, what you hope to obtain and what you want to do with it given any constraints.

3. Analysis Data of Plan Preparation We review various techniques for achieving your goals and objectives given your available resources and taking into consideration your concerns and constraints. From this analysis we will arrive at specific recommendations for you. 

4. Plan Presentation & Implementation Our 3rd meeting will be spent reviewing your current situation and a presenting our recommendations. If you agree, we will begin to implement your plan. If we are not in agreement, we will go back to step 3 and set a date for our next meeting.

5. Plan Monitoring & Periodic Reviews After your plan is fully implemented we begin a process of monitoring the results and periodically reviewing them with you. Your circumstances, goals and objectives may change over time which will necessitate changes to your plan. Periodic reviews are necessary to assure that your plan is working.