PainterFinancial is a family-owned, independent fee-based financial planning firm offering a full range of financial planning services.

Additionally, as investment advisor representatives of Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor we offer full advisory and account management services.

This site will provide you with an overview of our team, services, process and philosophy. 

Please browse our site and contact us with questions, or to schedule an appointment.

By accessing this website, you acknowledge that you have read and agree to our terms of use, regulatory and disclosure information.

In 1976, Lloyd E. Painter, CPA started a consulting business in Greenville, Kentucky. Lisa Wheeler-Trent, Certified Public Accountant (CPA) became a shareholder in the firm in 1992.

In response to a growing demand from his clientele, Lloyd has continued to increase his education and developed expertise in Financial Planning. This is evident in the various designations he has earned: CPA/PFS, CFP®, CLU, ChFC, CLTC, LTCP.

In January of 1999, PainterFinancial was formed. At that time the financial planning side of the business was transferred to the new entity.

Today, there remain two entities:

• Lloyd E. Painter, PSC - a traditional tax, accounting and consulting business
• PainterFinancial - a Financial Planning firm and registered investment advisor

PainterFinancial opened its second location in Louisville in May of 2000. The two firms now have 7 employees including the firms' principals.

For detailed information on the principals and employees see :
OUR TEAM

Our two firms enable us to provide our clients with investment selection and management, a complete range of financial planning and tax preparation all from a single source. Our clients appreciate the "one stop" approach.

REGULATORY and DISCLOSURE INFORMATION

PainterFinancial is a Registered Investment Advisor providing financial planning services. PainterFinancial is registered with the Commonwealth of Kentucky. Our main office is located at 112 Mill Street, Greenville, KY 42345.

We do not provide and we do not offer to provide personalized investment advice or financial planning advice over the internet. This website is limited to providing you with general information about our services. This website is a solicitation for financial planning services only in those states for which PainterFinancial is registered or for which PainterFinancial is excluded or exempt from registering.

As Registered Representatives, securities are offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member NASD/SIPC. As Investment Advisor Representatives, Advisory Services are offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. As Investment Advisor Representatives, Financial Planning Services are offered through PainterFinancial, a Registered Investment Advisor.  PainterFinancial and Cambridge are not affiliated.  Securities and advisory services are only offered in those states where we are licensed. These states will change from time-to-time. Please contact us for a detailed listing.

Investment Advisory services and/or financial planning services will only be rendered after the following conditions have been met:

1. PainterFinancial, Cambridge Investment Research or its respective representatives must be registered in the client's state of residency or  must be exempt from state registration.
   
2. Delivery of a disclosure statement (Form ADV-Part II) from PainterFinancial or Cambridge Investment Research Advisors, Inc. (Investment Advisors) to the client 48 hours prior to or at time of execution of a fee-based agreement.
   
3. Executions of an Investment Advisory and/or Financial Planning agreement between PainterFinancial and the client.
   
4. Initial payment of the Investment Advisory fee or financial planning fee by the client to PainterFinancial or Cambridge Investment Research Advisors, Inc.

The information on this website is based on data gathered from sources that we believe are reliable. However, we do not guarantee the accuracy or completeness of this information. This information should not be used as the primary basis for investment decisions, nor is it advice meeting the specific investment needs of any investor.

Representatives of PainterFinancial and Cambridge may provide advice on securities and other financial products that are not guaranteed by the U.S. Government or any of its agencies, including the FDIC and the NCUA. The securities and other financial products may lose value. All securities will be purchased through Cambridge Investment Research, Inc.,a registered Broker/Dealer, Member NASD/SIPC.  Mutual Funds are sold by prospectus only. Please read the prospectus before investing in any mutual fund. All references that might be made to an investment or portfolio's performance are based on historical data and one should not assume that this performance will continue in the future.

When you access certain links on the PainterFinancial website you may leave the PainterFinancial website. PainterFinancial does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the PainterFinancial website for convenience and informational purposes.

You may download or print out a hard copy of individual pages and/or sections of the PainterFinancial website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the PainterFinancial website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the PainterFinancial website without the prior written permission of PainterFinancial.